What Happened to That Promised Premium Decrease?

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  • stuckinRI

    26.7% increase in monthly premium for me (RIBCBS individual market – family plan).
    now 15% of my gross income to pay for healthcare for my family.
    My healthcare costs are now more than my mortgage.

  • Guest

    I noticed much to my surprise and delight when I moved out of Rhode Island to another state. My healthcare insurance costs dropped about $100 per month or $1,200 per year for a single person PPO Blue Cross Blue Shield, Delta Dental and Prescription Plan.

    Seeing all the comparisons of Rhode Island to other states which ends up with Rhode Island being the sickest, most fattest, most stressed population lends credence to the fact that medical insurance will be high in the state.

  • Lou

    I’m always amazed how little the critics of the ACA know about how the health insurance markets. I’m sorry to tell you folks that medical inflation didn’t start in 2010, nor will in end when Trumpcare is enacted.

    • Mike678

      Thanks Lou. Now back to the subject–if you are inferring that health care costs will continue to rise, then what of the politicians that lie to us by saying their programs will lower costs? Let us keep our doctor? Should we reward them for their deceit?

      • Lou

        That’s a great example of what I’m referring to. Lying is strong accusation without any evidence. The are 2 primary components of health insurance costs, the claims and the administrative fees. The great majority of costs are the claims. Legislation does not dictate number of claims that are made on health insurance, or what the list price of these services are.

        What the “lower costs” that are frequently referred to with health insurance are the administrative costs. Generally, as with many other fixed costs, the more that is processed, the lower cost per unit (or in this case policy). I have not seen any legitimate evidence that this has not been accomplished by the ACA.

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